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GF Genius Funds description

QUOTE

...
My brother and I have been through all the lofty promises of HYIP programs and have seen a lot of them come and go. An easy way to spot a bad one is the interest vs. time relationship.
If they are offering the moon in a short time frame, they probably cannot deliver and will be gone in a few weeks. Don't take the chance.

Another sign is the interest rate itself. If it is over 10% per week it is probably unsustainable. With all our investigation and false starts with companies, we have settled on just a few and Genius Funds is one of them.
We try to diversify so that not all our funds are stuck in one program. Make sure you put the "s" on the end because there is a bad one out there called Genius Fund.

Genius Funds shows up on all the HYIP monitors and they display a "paying" status for the company.
I don't put too much credence in the HYIP monitors, but they are an indication as to the performance of these type of programs. Most programs are tracked by 12 to 15 monitoring companies, while GF is tracked by 45 to 50 and they all speak very highly about GF.
I then went to the internet to search for negatives concerning GF. I found none. This is a better indication than the monitors insomuch that the monitors have invested a small amount with the companies they track and are reporting their results only with that small amount. On the internet you will get a more honest evaluation about any subject, since there is a much broader reporting and a much higher number of reporters.

As for the program itself, I really like the website. It is easy to navigate and the language is proper and not broken. This is another indicator of a bad program. If the site manager cannot communicate using proper English, they are not professionals.

Genius Funds program offers an instant messaging communication contact that I have used several time to get my questions answered. I was able to hook up with them almost instantly and they were polite and thorough in the process. They ask for a rating after the session, so you can voice your praise or frustration with the session.

The investment schedule is diverse and should fit everyone from the novice with a few dollars all the way up to the big hitters with lots of money to invest. The investment plans they offer are automated in many ways. For instance; if you invest a small amount and that amount grows to the point where it is more than the next interest rate, they automatically raise the rate. So your funds earn more as they grow.
Another feature I like is the automatic re-investment selection. You can designate how much you wish to re-invest after each earning period. The options are: 25%, 50%, 75% and 100% and can be changed to suit your needs at any time. This is a way of spending some of your earnings while re-investing the rest.

When I first joined GF I received a call from the Cyprus office asking me if I had any questions about the programs. I was surprised to actually get a call from them and that the person was willing to stay on the phone with me (45 minutes) and answer my questions and concerns. This took place before I had invested any money with them. It's not bad.

Overall my experience with them has been excellent. They have been operating for more than three years and I think they will be around for a long time.

I hope this helps your friend make a decision about his investments and I certainly hope he can get off the treadmill and stop giving his life to his job. I am open to a phone conversation if he has other concerns.

Blessings.
...

UNQUOTE

Read more about GeniusFunds program here

( by Gerald Carpenter, our fellow subscriber. Thanks, Gerald!)

Gerald say: "I HOPE this is just unwarranted alarm! But—It can’t hurt to be on guard…" but

I think it is NOT false alarm at all. It will be like that or even worst, very soon.
It's Not An Open vs. Closed Internet, But Ours vs. Theirs! Read this too.

OT - Public Canadian Internet to be Wiped Out (?) - World to Follow (?)

Concerns grow that Canada's plan will wipeout alt news sites and spread to U.S.
By Mike Finch

A net-neutrality activist group has uncovered plans for the demise of the free Internet by 2010 in Canada. By 2012, the group says, the trend will be global.
Bell Canada and TELUS, Canada's two largest Internet service providers (ISPs), will begin charging per-site fees on most Internet sites, reports anonymous sources within TELUS.
"It's beyond censorship, it is killing the biggest ecosystem of free expression and freedom of speech that has ever existed," I Power spokesperson Reese Leysen said. I Power was the first group to report on the possible changes.
Bell Canada has not returned calls or emails.

The plans made by the large telecom businesses would change the Internet into a cable-like system, where customers sign up for specific web sites, and must pay to see each individual site beyond a certain point.
Subscription browsing would be limited, extra fees would be applied to access out-of-network sites. Many sites would be blocked altogether.
"We had inside sources from bigger companies who gave us the information on how exclusivity deals are being made at this moment between ISPs and big content providers (like TV production studios and major video game publishers) to decide which web sites will be in the 'standard package' offered to their customers, leaving all the rest of the Internet unreachable unless you pay extra subscription fees per every 'non-standard' site you visit," Leysen said.

"We knew the source to be 100% reliable, but we also knew the story would be highly controversial if we released the information. We did it because we knew that we'd get more official confirmations once we'd come forward with it. And indeed that is what happened. Dylan Pattyn, who is writing the soon-to-be published article for Time Magazine, received confirmation from sources within Bell Canada and TELUS after we released the information. "

The plans would in effect be economic censorship, with only the top 100 to 200 sites making the cut in the initial subscription package. Such plans would likely favor major news outlets and suppress smaller news outlets, as the major news outlets would be free (with subscription) , and alternative news outlets, like AFP, would incur a fee for every visit.

"The Internet will become a playground for billion-dollar content providers just like television is," said Leysen. "It won't be possible for a few teenagers in their parents' basement to start a small site like E-bay that then grows out to be the next big thing anymore.
Right now the Internet belongs to those with the greatest ideas. In the future, it'll belong to those with the biggest budgets."

With plans in Canada uncovered, I Power thinks that companies in the United States and other nations are also planning similar actions.
"By 2012 ISPs all over the globe will reduce Internet access to a TV-like subscription model, only offering access to a small standard amount of commercial sites and require extra fees for every other site you visit. These 'other' sites would then lose all their exposure and eventually shut down, resulting in what could be seen as the end of the Internet," Leysen said.

Such a subscription plan could possibly restrict free speech far beyond even the current restrictions set by the governments of communist China. Not only would browsing be limited, but privacy would be invaded, as every web site viewed would likely be recorded on a bill in a manner similar to a phone bill.

Why would the ISPs institute such a plan? One word: money.

"This new subscription model is commercially far more beneficial to them than how it is now," Leysen said. "If Fox wants to launch a new television show online, they'll have to pay big money to all major ISPs to ensure that their new show will be offered and pushed in the 'standard package' of sites/services/ channels that people will get through their Internet access. Plus ISPs will also gain extra revenue out of people trying to access the rest of the Internet, as they'll pay extra subscription fees for every web site they visit."
But it's not just the big ISPs that stand to gain.

"Marketing and big budget 'content-pushing' just doesn't seem to work on the Internet, and this is something that several industries want fixed. ISPs know this and will benefit greatly by fixing this for the marketing and entertainment industry," Leysen said.
The ISPs are said to be confident they can institute such plans through deceptive marketing and fear tactics.
"The Internet will be more and more marketed as a place full of child pornography and other horrible illegal activity in order to get people on their [the ISP's] side once they start restricting it and make it 'safer,'" Leysen said. "Unless we really make a stand for this and make sure that mainstream media thoroughly covers the issue, the whole thing will be eased in with proper marketing to make sure that most mainstream customers won't make a big deal out of it. They will only realize what was lost long after it's gone."

...
This is a general update regarding the current situation of Global Pension Plan program and it's near future.

First of all, Happy New Year 2010 to you all!

As most of you have noticed, we have had problems with our website recently. It's been offline for a moment. We did send out a message about the problem, but a big number of the messages have not reached the recipients for a reason or another. However, the problem has been solved by now. We had to transfer the website under a new domain, as the old one was suffering from sabotage. The new web presence is remarkably more stable and should resist the attacks better. If you click
www.global-final-step.net ,
you will find exactly the same site and member area as you were used to find from the previous domain.

We still have around 20.000 unclaimed Additional Policies available. After the last update regarding the remaining Additional Policies, the demand jumped for a little moment, but settled down soon again.
It's highly necessary to understand, that the Trust Partner will wait until all these have been snapped up. You might wonder why is it so important to have them all sold. The reason is, that once sold, the Trust Partner is able to negotiate a better deal with the insurance company for the further deals. This is plain economics and wise long-term planning.

We can't stress enough, that there is a contractual dead-line for the Additional Policies, though. The current contract between the Trust partner and other parties have, runs till the 28th of February 2010. If the entire batch of Additional Policies hasn't been sold out until that date, it means the parties have to renegotiate the contract. It is by no mean a catastrophe, but only delays us a month or two, depending on the progression of the renewal process. That is, however, something we definitely don't want.

There were some CG payment problems during the early stage of the very recent website problems. These we have tried to iron out by now.
If you still think, that your problem has not been solved, please contact us via the email address you got from the payment processor while complaining about the hick up.

More updates later!

Sincerely,
GPP Admin

WBWSO Web Builder-Web Site Owner Program

Vacations are over and we are taking advantage of the lower prices we saw on some quality websites in December and the start of this year with the launch of not one but three new packages!

A new WealthBuilder package.
This one is a "sure bet" of financial related websites. Concentrating on loans and credit card sites.
As always a long term package with high return!

A new WebSiteInvestment package, starting at the normal 8% per month in return with the aim of an increase. Minimum 3 months term only (even if we recommend you hang on to it for longer since it is normally after the first 3 months that we see an increase in the return on this type of package).

A new FlipSite package. This is short term (8months) with weekly payouts of 3.2%.
We are trying something brand new for WBwso here. Using the systems we already have in place we this time concentrate on selling "new made" websites that has not yet been monetized in any way. We build them, index them and sell them. Buyers are most often other webmasters who are looking for sites to create links and traffic to their main sites but also "newbie" webmaster looking to build up a network. Cheap to create with a good return for WBwso and the owners of the package!

Old packages are on track and on budget with only one WealthBuilder package just under budget in results, but this is most likely due to seasonal flux. However we added some more links to the authority sites in this package and hope for a swift recovery and quick increase in income and value on it.

Monday the 11th of Jan also saw some downtime on the main WBwso website.
This was due to a DNS error by our main domain registrar Enom.
The domain wbwso.com was down for over 2 hours together with an estimated two million other domains effected by the same error. To avoid future complications when such things happen we installed a separate "info" website on www.info-wbwso.com .
This website is also hosted on a different server and uses other DNS servers just so that we can communicate with members if there is a future error on the main site. Bookmark it so you know how to find it. Errors always happen on the net and it is then good to be able to spread the correct info quickly. You can also follow us on Twitter for this type of info @ twitter.com/wbwsoLTD.

Log in to your WBwso account today and read more about the new packages!

Read more about WBWSO - low profile Program with impeccable record of Profit payment.

(please don't ask me questions about HCI25. Check out their Website and submit email inquiries if you need!
Just in case you want to join, Click Here. Your Sponsor is "bnetwork1" Put it in to "Reference" field of their sign up form )

January 14th 2010

Newsletter #1

Dear patient Clients and Investors ! J

We hope that you all have had a great Christmas and a Happy New Year and that 2010 has started of well for all of you.

The holidays are now over and we are back at full strength here at the office. I guess that all of you by now know what happened to the site, if not, here is a short recap….

There was a major mis-communication between us and our webhost when they switched and migrated their servers to a new destination. They are saying that they emailed us about it but we never received such info. They did not have any backup and couldnt restore anything either from the old servers. We, however, had a backup but that hasnt been updated for quit some time and thats why some members are lost from the site/database that now is up again. We have ”moved back in time” so to speak.

Another thing is the KYC, they where all deleted when the site went down, this is actually a good thing though, since the security measures worked, if something like this happens they should be deleted so that they cant get into the wrong hands. So the KYC´s needs to be uploaded again, but i guess thats not so hard to do.

What we need from you guys then is to see if you can log on into your back office, if not, just reregister again and send us an email about it so that we can update your account accordingly and please also send us your proof of payment and batchnumber with the number of contracts you hold in your account or of any other investment that you have with us.
This is of course just a small problem and will be fixed with all of our members help.

We have of course also received many emails about this issue, , many have staated that we are a scam, , that this was planned from our side with the site being down just before the holidays, we ran of with the money etc etc.

What can we respond to this ?? Of course, none of the things that are written on the Internet is true….. Take a moment here and think in a rational way…..if we where a scam, wouldnt we have choosen a better time to do it ?? Dont you guys think that we could have ”planned” this better ?? Why choose the worst possible time to have the site down ?? And many are saying - - What about the seminar pictures ?? They are on the way…..but of course, what difference does that make ?? When they are up, they are probably fake , right ?? Thats also a normal statement we get in our mailbox…now... How can we compete with that ???? I mean, you guys have already decided and made up your mind that all is wrong, correct ??

From the bottom of my heart, , we will Always give you correct and truthful facts about what is going on with our company and with all of ours and yours Investments.

It all just takes a little bit of common sense to understand this wasnt ”planned” considering the timing of it all, , dont you think ?? We are fully aware that there are a lot of frustrated people out there and that affects the thoughts and feelings that we have, , thats totally normal to lean against a more negative attitude, , thats a normal human behaviour, , a human defence.

What we need, not only with this but with life in general is a Positive Mental Attitude.

AB & C Fund
This is moving really slowly, we dont know why that is actually, since it is a fantastic deal for everyone that participates. After removing and excluding the people that needs to be just before christmas, we have about 2450 fund units left.

LDTP
This highly successful investment is moving along smoothly even though we have to wait for the payouts which will be made to the bank accounts we all need for the Pension Plan as well.
The next trade will start on Jan. 25th so make sure we have your investment before the Jan. 24th.
This is one of a kind investment folks ! You Dont wanna missout on it….

KYC / Bank Account
As many of you already know, this is now mandatory. This decision was made from the bank involved and we couldnt say anything about it even though we tried. This is for security reasons for the bank itself as well. The cost of the account is $90 and that includes the account, a debit card and full internet access from which you easily can transfer to other accounts around the world.
However, if you have invested in the LDTP with at least 1 Unit ($195), you will get the bank account for free !! So take the opportunity and do that !!
………………………….
Even though we stated otherwise before it is still possible to upload your KYC in your back office. If you dont want to do that you could wait until you receive the email from the bank that they will send out upon maturity of the Pension Plan. It will however be a faster process if you upload it yourself.

Pension Plan
Just as all of you guys out there we thought and had expected to have finished this by now….but sometimes things doesnt go as you plan. Many people have been excluded due to the checks that where made with fraud prevention and AML.

Also 3 entire countries have been excluded and a fourth is probably on its way. The countries that are excluded is Ivory Coast, Iran and Romania. We cant tell you about the fourth country as of yet but it isnt a major country.

We have also talked to the bank during the holidays and they have agreed that it is now ok to hold 27 contracts in your account, every contract is still $45. So make sure that you have the number of contracts that you want and desire before they are sold out.

We have as of today 615 contracts left, so please try and put a last effort in now so that we can finish this once and for all and so that all of you out there can start and enjoy the start of your new none stressful financial life....

So come on……Tell your friends, relatives, coworkers, the guy in the grocery store, the man in the postoffice, your dentist, the milkman, your gardener, your teachers, ….well…..you get the picture...
Remember, , there is a very nice bonus in it for you for every contract you refer !!
So lets get out there now folks and give this great opportunity to the people around you wherever you are in the world……It is all about statistics folks ! If you talk to 10 people, probably 2 will go for it, , , if you talk to 100, 20 people will go for it, , what would you like ? Bonus Payment from 2 or 20 people ?? Anyone can do this, just talk about it and you´ll see what i mean.....

The accounts to pay to are as always Liberty Reserve: U2972180 or C-Gold: 19639

New York Trip

As we said before the first NY seminar was a great success. Our CEO is now back from his holidays and he is putting some pictures together for you all to see very soon.

The date for the next seminar hasnt been set yet. This has to be perfectly matched with our american client that initiated the Pension Plan and who has a very busy schedule. We will of course let everyone know when it is and those who are selected for this second seminar will be notified.

Depending on where you are in the world this package is valued to between $1200 (within the US) and up to $8000 from the rest of the world.
12 People isn't that many if you look at the number of people you run into on a daily basis, , just talk about it…you´ll see….
This is all for now..once again…most of you out there have been very patient and we thank you for it.

UNQUOYE

GNI GoldNugget Invest

GNI' Admin sent important newsletter to all current members of GoldNuggetInvest.
It is a quite lengthy issue about the future of GNI program, ways GNI is being modified to assure better performance and stability of this Program.

As all current members know, GNI faced A LOT of challenges in 2009 but all the problems were resolved quickly and efficiently.
My feeling is that Robert (GNI' admin) once more will manage to overcome all obstacles and "new" GNI will produce nice income to members for years to come, as GNI always did.

Currently GNI' web site is under reconstruction, to implement all changes and new scripts.
So,
-- if you are current active member of GNI, you should already receive their email on Friday. You can visit their Private forum to see more information and discussions.
-- if you are not a member, wait few days when GNI' web site will be re-open. By now, you can read more about GNI here
-- check out This high quality Program paying flawlessly since 2008 !

WBWSO Info

We now have about 2/3 of the member base that we think will be ideal to work with for the future. We have reached this level much faster then estimated and this is of course due to the work put in by members to promote us. We have done no external marketing since March 2009 and we continue to grow at a fast pace. We thank you all for your work and trust in WBwso!
If you have not yet purchased one of our packages now is the time to do so!

In short:

New short-term package launched, FastFlipSites.
This is a replacement for the previous FastSaleSites and FlipSite packages.
8 months term, principal returned in full after completion. Flexible rate starting at 7% bi-weekly.
As always this type of packages are limited in size at any one time so it will open and close depending on how many websites we have to add in to it.

Rate update on WebSiteInvestment packages:

WebSiteInvestments1, previous 8% per month, now 10.6%
WebSiteInvestments2, previous 8% per month, now 9.8%
WebSiteInvestments3, previous 8% per month, now 11.2%

Please note that all three packages are since long closed for further investments.
More updates coming soon on other packages.

Read more about WBWSO and Join

AlertPay

CREDIT CARD WITHDRAWAL

You can now withdraw the money in your AlertPay balance to your credit in three different currencies: USD, GBP and EUR.
This makes withdrawing your money faster, more convenient and just as secure.

Also, those on the receiving end of these credit card payments will be paying lower fees.
That’s right! AlertPay decided to lower fees slightly so you can make a little more money. Now that’s an improvement!

Please note that you will only be able to withdraw up to $250 (or equivalent) per transaction.
*** Service is not available for American Express.

Open an AlertPay account for free

AlertPay

CREDIT CARD WITHDRAWAL

You can now withdraw the money in your AlertPay balance to your credit in three different currencies: USD, GBP and EUR.
This makes withdrawing your money faster, more convenient and just as secure.

Also, those on the receiving end of these credit card payments will be paying lower fees.
That’s right! AlertPay decided to lower fees slightly so you can make a little more money. Now that’s an improvement!

Please note that you will only be able to withdraw up to $250 (or equivalent) per transaction.
*** Service is not available for American Express.

Open an AlertPay account for free

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http://www.uae-pension-fund.com/
referrer: bnetwork

Seems like the UPF (uae pension fund) is getting close to payout phase.
There is a new announcement on the site today, regarding rescinding of guarantees, and the reduction in total numbers of contracts due to the financial situation in Dubai.

If you want to join UPF or may be purchase additional contract, please read instructions on their web site.

ALL CURRENT MEMBERS: please assure you have submitted required documents
In case of doubt, download respective forms from web site, fill out, sign and submit by email to UPF.

http://www.uae-pension-fund.com/
referrer: bnetwork

GNI GoldNuggetInvest - indisputably the best online investments program

During the month of December, we are asking our client base to step forward and help GNI Admin and Support Team put forth a monumental effort in our charitable giving this Holiday Season.

I think that all happy GNI investors should support this initiative!
... Because actually there is no unhappy members at all.

GNI GoldnuggetInvest has been delivering hefty profit to investors for quite a long time already - quietly and flawlessly.
There is a lot of people which improved their financial situation, thanks GNI.

It is easy to give a small part of your profits to two GNI appointed Charities:
to read details please log in to GNI Private Forum!

Not a GNI member yet?
You are losing up tp 7.5% WEEKLY profit...

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There is an important update from GoldNuggetInvest (available to GNI members at GNI's Private Forum)!
Also all members must log in to Back office to make some conversion!

GNI GoldNuggetInvest